Tracie FobesTracie Fobes

Tracie Fobes is blessed with an amazing husband, Tim, and 3 amazing children...who, as of the date of this post are: Emma - 4 1/2; Garrett - 2 and Charlotte - 11 months. In November 2007, the Fobes’ decided to get completely out of debt. Part of that was to re-evaluate how they were spending money and establish a tight budget. As a result, Tracie needed to do what she could to stretch dollars. Once she noticed the number of resources out there and how much time she spent to compile savings lists, she decided to help other families not only in the KC metro area, but also around the country. Tracie doesn't mind that others benefit from her hard work. Hearing that people are saving heaps of money and getting great deals makes it ALL worth it! Read Tracie’s blog and you too can become a PENNY PINCHER!


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  • Black Friday - Tips To Make It Work For You

    Black Friday can be a day to get out and find some fantastic deals and officially kick off the holiday.  However, for many, it can be a nightmare.  If you plan on getting out and hitting the stores, here are some things to keep in mind:

    1.  Plan Ahead.  Take a look over the ads and decide where you want to begin your shopping excursion.  Be sure to bring along your shopping list and keep ...

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  • 3 Common Advertising Traps to Avoid

    Retailers are great at playing mind games with consumers.  It is very common practice, but something that you don’t have to fall victim to.  Here are some tactics they use that you just need to be aware of, so that you don’t spend more than you need to at the store.

     

    1.  The “2-fer” Sale.  You have probably noticed when flipping through the pages of the ad circular or walking the aisles of ...

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  • The Jaded Shopper

    Sales.  We all love them and are always on the lookout for them.  So, what do you think constitutes great savings?  15%?  25% ? 50% or more?  Well, there was a time when I thought saving 20% off of my grocery or any other retail purchase was pretty amazing.  However, with the more I learn, it seems the more jaded I have become. 

     

    When I have a week when I spend $ONLY $60 and ...

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  • How To Measure Your Savings

    I was reading a blog today and a topic of discussion was how to measure your savings?  Is it tangible or intangible?  This really varies from person to person.  There are ways to measure and track your savings, just choose what works for you.

    First and foremost, to track your savings, you must have a budget.  There is no way getting around this one.  You need to know what you are spending on your weekly ...

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  • Holiday Toy Deals Using Price Matching

    I realize that it is only the first part of November, but the holidays are going to be here in the blink of an eye.  If you are like me, you are always on the lookout for some great deals.  Last week I posted about how you can use price matching at local stores to really help save money.  Today, I am going to SHOW you how you can do just that.  So get ready ...

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