Tracie FobesTracie Fobes

Tracie Fobes is blessed with an amazing husband, Tim, and 3 amazing children...who, as of the date of this post are: Emma - 4 1/2; Garrett - 2 and Charlotte - 11 months. In November 2007, the Fobes’ decided to get completely out of debt. Part of that was to re-evaluate how they were spending money and establish a tight budget. As a result, Tracie needed to do what she could to stretch dollars. Once she noticed the number of resources out there and how much time she spent to compile savings lists, she decided to help other families not only in the KC metro area, but also around the country. Tracie doesn't mind that others benefit from her hard work. Hearing that people are saving heaps of money and getting great deals makes it ALL worth it! Read Tracie’s blog and you too can become a PENNY PINCHER!


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The Jaded Shopper

Sales.  We all love them and are always on the lookout for them.  So, what do you think constitutes great savings?  15%?  25% ? 50% or more?  Well, there was a time when I thought saving 20% off of my grocery or any other retail purchase was pretty amazing.  However, with the more I learn, it seems the more jaded I have become. 

 

When I have a week when I spend $ONLY $60 and I saved 25% on my weekly grocery bill.   So what if I can’t spend only $15.00 a week like people I read about.  I am still saving money and that is ALWAYS a good thing.

 

The same thing happens when I shop at my favorite retailer.  I only shop there when things are marked down 40-50%.  And of course, I don’t shop without a coupon, which gives me at least another 15% off (sometimes as much as 30% off).  So, I normally save 65% when it comes to purchasing clothes for my family. 

 

When I head to the clearance racks there and see items marked 60% off, I don’t consider it a bargain.  As I walk away, I sometimes shake my head and say “What are you thinking?  60% off is a great deal – even if you don’t have a coupon!  Now turn around and go pick up those shorts or you will kick yourself later.”  Nine times out of ten, I turn around and grab the bargain I nearly passed up.

 

So, remind yourself that it doesn't matter how much you save. Whether you save 5% or 85% - you still didn’t pay full price.   Sometimes that inner frugal shopper reminds me that I did well.  But, the times when she tries to tell me that I didn’t save QUITE as much as I should have, I just try to shut her up.  It seems chocolate can quiet her quite nicely.

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